Posts Tagged ‘monthly take-home’

July Income

August 1, 2009

Total for the month: $8782.78.

This includes both of our paychecks (four total), a housewarming gift of cash from my grandparents, interest ($1.28 woohoo!), and fifty bucks we redeemed from credit card points.

Now it’s time to finish plugging in numbers from receipts and our online account. Soon I’ll post how over-budget we went…

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June 2009 Review

July 2, 2009

budget june09 final
Something’s off. I really think we spent 1239.48, but I don’t have the time to figure out how that extra ten bucks got in there. The reason I think it is ten dollars high is because below this part of the spreadsheet I have a section where I post spending for each day of the month (Date/Place/Amount/Category), and when I total those amounts, it’s 1239.48. Oh well.

It looks like we really did awesome for June. Very minimum spending. In all honesty, it’s a little bit fudged. A fudget, if you will. I stopped June’s budget at the end of the 28th, because we bought our house on the 29th and the money started flowing like crazy out of our accounts. Also, there was some spending I actually didn’t record, but pushed it ahead to July. (Examples are two medical bills. I put them on the credit card, which was paid off on the 29th, which I consider part of my July budget. Usually if I charge something to our card, or write a check even, I consider it spent the day I do that, not the day I pay it off or the day the check posts. But on occasion, I like to fudget.)

Onto a recap:

Cars – I aimed high in hopes of having enough to pay for Mr D2S’s car registration. He ended up getting that on the 30th, so it’s in July’s budget and now it just seems we drove a lot/gas is pricey.

Eating out – This wouldn’t have busted, but on the 28th, we were desperate for Taco Bell, and also earlier in the month we ate out on a giftcard, but tipped super good.

Church – I feel bad about cutting the Church short, but on the last Sunday of the month we were trying to not write any more checks (to keep our account nice and full for the closing) and all we had was a $20 to give.

Unplanned – In addition to buying my grandparents a trashcan (which they loved and took pictures of), I bought Mr D2S a small birthday gift. An Entertainment Book for $10. I purchased it back in May, but didn’t record it in case he actually looked at our spending and wondered what I was up to.

Here is our take-home for June:

Mr D2S: 2855.54
Mrs D2S: 6404.82
Total: 9260.36

My pay from May got delay…ed (ha, rhyming fun!), so June looked better than it technically was.

May Income

May 30, 2009

Since the beginning of 2009, our take-home pay has looked like this:

January: 3026.47

February: 3304.37

March: 3048.05

April: 3411.36

May: 2973.47 (I only got paid for two shifts)
(Other income: $680 in graduation money)

Double Income

April 26, 2009

Since the beginning of 2009, our take-home pay has looked like this:

January: 3026.47

February: 3304.37

March: 3048.05

April: 3411.36

Mr. D2S works full-time, and I currently work a few hours here and there, because I’m in school full-time.

In a couple months, when I’m working full-time, our income will triple. Our plan is to not change our spending habits too much, and just sock away cash. Hopefully, we’ll stick to it!