All in One Place

Tracking our money has been going okay this month. I’m sure there are small purchases here and there that we’ve failed to record because we’re so out of the habit. Since tomorrow is the last day of the month, I should have it all finalized before the weekend. I’m anxious to see where we sit.

Our main banking institution is USAA. I love it. Good thing I married into it. 🙂 Last night when I was checking our accounts, I realized they have an option to add other non-USAA accounts. So I did. Here’s a breakdown of where our cash is stashed:

Primary Checking (through USAA)
Small Savings (currently called Insurance and Travel, through USAA)
Secondary Checking (through a local bank, used to pay our car loan, which is through that bank)
Large Savings (through ING Direct)

We used to have multiple ING savings sub-accounts (Europe, Car, Gifts, etc) but those all got wiped out/combined into our main one. I think we will break them up again soon, when we know what we’re saving for…

Anyways, those are all fairly accessible funds. It’s nice to know we have a fair amount of money if we should need it, but I also look at the total and think “where the heck does all of my salary go??”. It should be very interesting once I’m not working full-time.

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One Response to “All in One Place”

  1. run0fthemills Says:

    I need to learn how to make a sub-account in ING. Maybe you can show me when I see you next? I want to make one for “Student Loans.” We don’t have to pay them off for threeish years but I think it’d be amazing to have some money set aside for them.

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